A survey of 500 important web sites found that most of them have terms and conditions that only a minority of Americans have the competence to read and understand.

We should not allow web sites to set their own terms and conditions however they wish. That gives them too much power over the public. I don't agree to the terms of a web site without checking it; and most of the terms I check, I find intolerable so I don't accept them.

The article uses the bogus concept "intellectual property", which spreads confusion because people think it refers to some coherent thing. No such thing exists.