Progressive Insurance misleads people about what it can do with the data it gets from its in-car tracking device, and the data might cost drivers dearly.

Some of the arguments in the article seem mistaken to me. Even though "telematics devices" commonly include GPS, it doesn't follow that everything which is called a "telematics device" has a GPS. The fact that the patent cites the possibility of a GPS also doesn't imply this device has one. Perhaps the company is telling the truth when it says there is no GPS in the device.

But it's a fact that cell phones are tracked all the time by triangulation even without GPS. Sending reports in real time by a cell phone connection makes this device an injustice; that practice ought to be illegal. The data should be saved in the device, which the driver would hand in from time to time.

I refuse to carry a tracking device on my person, and I would not allow one in my car either.

In addition, the device should not record any data except the data that are supposed to be used. If it is meant to check for certain risky driving practices, it should only record those. For instance, if the issue is accelerating very rapidly or braking hard, it should record instances of those, but should not record acceleration or breaking when they are not excessive — or the speed.

With these changes, the device would be acceptable.