Paying workers by check forces low-income households to lose $3000 a year to paycheck lenders and such like.

If you were a low-wage worker 70 years ago, you didn't have to pay a substantial part of your wages just to receive the pay owed to you. You got it in cash.

This is one way our economy is structured to crush the poor. Others include the practice of fining poor people for being jailed when they can't pay a fee, and the fact that poor people have access only to expensive food stores.