*Property insurance disappears for Louisianans -- but not for gas facilities.*

I think I know the reason for this. Fossil fuel extraction is so profitable that the planet roasters can afford to pay very high insurance rates. And they do so.

Meanwhile, most homeowners can't afford that much so they have to go without insurance instead.

Helping people cope with disasters is part of the government's mission. The government has the responsibility to provide insurance to cover people's losses, and at the same time move their rebuilding to safer building methods and safer locations.

Moreover, when something humanly controllable is making disasters systematically worse, government has the responsibility to counteract that change.

In the past, making disasters less likely was done with drainage and seawalls. Nowadays the job must include curbing global heating.