Lending
vendredi 4 septembre 2020 à 02:00Oportun lends to poor people, initially on fairly reasonable terms; but if something goes wrong (such as unemployment), it demands high interest. They can get caught and never get out.
Companies like this are bottom feeders. If people are lucky, these companies can help them squeak by. If they are unlucky, they get caught. But the real cause of the problem is the low income many Americans get, and the high cost of everything medical.