The big US insurance companies are eagerly profiting from encouraging business that increase global heating, destroy ecosystems, and violate human rights.

This is to be expected. The US adopted a twisted policy around 1980 which says that corporations are legally required to maximize profit at the expense of everything else that ought to matter, and this is the natural result.

Far from requiring psychopathic behavior, we should require all entities to have a care for the rest of society.