Obama lied when he said, "I can say unequivocally is that if you are a U.S. person, the NSA cannot listen to your telephone calls and the NSA cannot target your e-mails."

By contrast, Clapper this time played a word game, making a statement that didn't really mean what it appeared to mean.

The NSA saves all communications that it "happens to collect" that are encrypted or use Tor.

If you are using encryption because you're discussing committing a crime, and you never want it to come out, that might be of concern to you. As for those of us that use encryption on general principles to reduce massive surveillance, I don't think we should let this deter us.