Millions of Americans have been compelled to move by the early stages of climate breakdown. In the future it is likely to be tens of millions, and many of them will die early as a result.

But most of them will desperately seek housing in places they can survive, and they will find shortages everywhere, because of bad planning of housing construction.

A few weeks ago I passed through the "Seaport District" in Boston, where expensive new skyscrapers are being built at an absurdly low altitude above sea level. You can see this for yourself since you can look at the buildings and the sea together. What public funds will the owners demand for protection against the danger they brought on themselves?